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Does FIRE Make Life Harder?

I was an avid reader of financial independence, retire early (FIRE) blogs on the path to my own early retirement. They served as inspiration and education. However, I found them to be an echo chamber. Each tries to outdo the next in an effort to show you how to optimize your life. Then you can …

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November 2018 Best of the Web

It’s time for our monthly collection of articles to help you save more, invest smarter and retire sooner. We share several newsworthy events and announcements that occurred in November. The IRS announced increased contribution and income limits for retirement savers. As market volatility continues, we share a few different perspectives on retiring at a market …

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Are Health Care Sharing Ministries A Viable Alternative To Health Insurance For Early Retirement?

Like many Americans planning early retirement, our family’s biggest challenge is obtaining affordable health insurance. We’re searching for an affordable, long-term solution to bridge the gap from employer provided coverage to Medicare. My recent research shows purchasing Affordable Care Act (ACA) compliant insurance on the marketplace presents several challenges. For those who have variable income, …

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Navigating ACA Tax Credits to Purchase Affordable Health Insurance

A massive challenge for Americans planning to retire early is determining how we’ll obtain affordable health insurance. The earlier you want to retire, the more challenging it is to determine how much you need to bridge the gap until Medicare eligibility at age 65. Health insurance costs increase faster than the rate of inflation. Medical …

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October 2018 Best of the Web

October has been a crazy month in the world of finance. The stock markets have been volatile and trending downward. In the past week, the market gave up all of its gains for the year to that point. Many wonder if this could be the start of a bear market. In the personal finance world, …

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Pretirement: What Is It and Why Should You Care?

Pretirement is a term being proposed to describe a phase of life between career and retirement. Pretirement is a process that takes place over years, even decades, versus a single decision to retire. It is characterized by cutting back on work earlier in life, but continuing some work indefinitely. Why do we need this new …

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Is The Three-Fund Portfolio Right For You?

Investing is simple. But it’s not easy. Most people do best with a passive investing approach utilizing index funds. This minimizes unnecessary investing costs, taxes and common behavioral mistakes made when more active approaches to investing are used. But within this framework, there are countless options for building your portfolio. Strategies range from holding a single …

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September 2018 Best of the Web

It’s time for the best articles we’ve found around the internet in the last month to help you save more, invest smarter, and retire sooner. This month’s articles explore how to generate income in retirement from your portfolio and Social Security. We also explore ideas on how to give yourself the best chance of success …

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A Week In The Life of a FIRE Household

My journey to financial independence and retiring early (FIRE) started largely because I was burnt out on my career. This led to an oversimplified solution. If my career was the source of my unhappiness, I should pursue the opposite: retirement. In the process of planning for early retirement, I realized retirement with no work and no …

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Using Real Estate to Retire Early

I connected with real estate investor, entrepreneur, writer, and educator Chad “Coach” Carson in 2015 when we were both getting into blogging about financial independence and retiring early (FIRE). We’ve developed a friendship around our similar values, family situations, and philosophies for life. We also are in a similarly fortunate financial situation early in life. …

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August 2018 Best of the Web

It’s time for the best articles we’ve found around the internet in the last month to help you save more, invest smarter, and retire sooner. This month’s selections explore the latest move in the price war to lower investment fees and what it means for you. The articles also look at the challenge of getting, …

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Our Investment Plan: What We Do, What’s Changing, How We’ve Performed

A reader recently asked me to share my investment choices and portfolio breakdown. I’ll do this by sharing our investment policy statement (IPS). This includes our asset allocation, strategies to control investment fees and taxes, and plans for managing the portfolio. A well written IPS ties an investment plan together, marrying investments with a system …

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5 Lessons Learned In My Year As a Landlord

I’ve been intrigued by real estate for years. I first saw it as a way to accelerate my path to early retirement. More recently, I’ve considered the benefits of diversifying out of paper assets due to high stock valuations and low interest rates. But I’ve never been able to pull the trigger. I’ve been stuck …

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July 2018 Best of the Web

I hope everyone is getting outside, enjoying the long days, and having a great summer. Next Monday, we’ll resume publishing new, original, weekly content. First, it’s time for the best articles we’ve found around the internet in the last month to help you save more, invest smarter, and retire sooner. Let’s jump right in. Cutting …

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DIY Investing Resource #4: All About Asset Allocation

The following post was originally published on Eat the Financial Elephant in March 2015, shortly after my wife and I dug out from under our past investing mistakes. It is the fourth of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. Our fourth selected DIY investing resource is …

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DIY Investing Resource #3: The Intelligent Asset Allocator

The following post was originally published on Eat the Financial Elephant in March 2015, shortly after my wife and I dug out from under our past investing mistakes. It is the third of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. My third recommended resource …

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DIY Investing Resource #2: The Little Book of Common Sense Investing

The following post was originally published on Eat the Financial Elephant in February 2015, shortly after my wife and I dug out from under our past investing mistakes. I posted it as the second of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. If you …

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DIY Investing Resource #1: JL Collins’ “Stock Series”

The following post was originally published on Eat the Financial Elephant in February 2015, shortly after my wife and I dug out from under our past investing mistakes. I posted it as the first of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. The biggest …

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June 2018 Best of the Web

Before we dive into this month’s best of the web, we need to take care of a little blog business. First, Can I Retire Yet? was featured in several audio formats this past month. I had the chance to sit down with Todd Tresidder for a rare episode of his Financial Mentor Podcast. I’ve gotten …

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5 Reasons You Need A Financial Advisor

I’ve shared my poor experience working with a financial advisor and spelled out inherent conflicts of interest that are present when paying for financial advice. You may think I chose the title of this article as “clickbait” to draw readers in for a bait and switch. If so, you’re wrong. Maybe you think I sold …

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Retire With Abundance

The following is an interview with ESI from ESI Money, a blog about achieving financial independence through earning, saving, and investing (ESI). It’s written by an early 50’s retiree who achieved financial independence, shares what’s worked for him, and details how others can implement those successes in their lives. He is also the author of …

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