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Using Real Estate to Retire Early

I connected with real estate investor, entrepreneur, writer, and educator Chad “Coach” Carson in 2015 when we were both getting into blogging about financial independence and retiring early (FIRE). We’ve developed a friendship around our similar values, family situations, and philosophies for life. We also are in a similarly fortunate financial situation early in life. …

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August 2018 Best of the Web

It’s time for the best articles we’ve found around the internet in the last month to help you save more, invest smarter, and retire sooner. This month’s selections explore the latest move in the price war to lower investment fees and what it means for you. The articles also look at the challenge of getting, …

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Our Investment Plan: What We Do, What’s Changing, How We’ve Performed

A reader recently asked me to share my investment choices and portfolio breakdown. I’ll do this by sharing our investment policy statement (IPS). This includes our asset allocation, strategies to control investment fees and taxes, and plans for managing the portfolio. A well written IPS ties an investment plan together, marrying investments with a system …

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5 Lessons Learned In My Year As a Landlord

I’ve been intrigued by real estate for years. I first saw it as a way to accelerate my path to early retirement. More recently, I’ve considered the benefits of diversifying out of paper assets due to high stock valuations and low interest rates. But I’ve never been able to pull the trigger. I’ve been stuck …

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July 2018 Best of the Web

I hope everyone is getting outside, enjoying the long days, and having a great summer. Next Monday, we’ll resume publishing new, original, weekly content. First, it’s time for the best articles we’ve found around the internet in the last month to help you save more, invest smarter, and retire sooner. Let’s jump right in. Cutting …

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DIY Investing Resource #4: All About Asset Allocation

The following post was originally published on Eat the Financial Elephant in March 2015, shortly after my wife and I dug out from under our past investing mistakes. It is the fourth of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. Our fourth selected DIY investing resource is …

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DIY Investing Resource #3: The Intelligent Asset Allocator

The following post was originally published on Eat the Financial Elephant in March 2015, shortly after my wife and I dug out from under our past investing mistakes. It is the third of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. My third recommended resource …

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DIY Investing Resource #2: The Little Book of Common Sense Investing

The following post was originally published on Eat the Financial Elephant in February 2015, shortly after my wife and I dug out from under our past investing mistakes. I posted it as the second of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. If you …

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DIY Investing Resource #1: JL Collins’ “Stock Series”

The following post was originally published on Eat the Financial Elephant in February 2015, shortly after my wife and I dug out from under our past investing mistakes. I posted it as the first of the four most valuable resources that helped us go from feeling clueless to competent managing our investment portfolio. The biggest …

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June 2018 Best of the Web

Before we dive into this month’s best of the web, we need to take care of a little blog business. First, Can I Retire Yet? was featured in several audio formats this past month. I had the chance to sit down with Todd Tresidder for a rare episode of his Financial Mentor Podcast. I’ve gotten …

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5 Reasons You Need A Financial Advisor

I’ve shared my poor experience working with a financial advisor and spelled out inherent conflicts of interest that are present when paying for financial advice. You may think I chose the title of this article as “clickbait” to draw readers in for a bait and switch. If so, you’re wrong. Maybe you think I sold …

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Retire With Abundance

The following is an interview with ESI from ESI Money, a blog about achieving financial independence through earning, saving, and investing (ESI). It’s written by an early 50’s retiree who achieved financial independence, shares what’s worked for him, and details how others can implement those successes in their lives. He is also the author of …

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May 2018 — Best of The Web

It’s been an exciting month for the blog with exposure to a lot of new readers. Welcome to those of you finding us recently. It’s time to share the best items we’ve found from around the internet in the last month to help you save more, invest smarter, and retire sooner. This month’s selections address …

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The Perfect Storm – Demonstrating Conflicts of Interest With Investment Advice

I began writing about personal finance to create a positive outlet for the anger, regret, and pain I experienced because of investing mistakes I made as a young professional. I became a consumer advocate to help others avoid repeating my mistakes. My mistakes were the result of blindly following the advice of a financial advisor …

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The Worst Investment Advice I Ever Heard–Everywhere

My financial story creates an interesting juxtaposition, as I recently shared with Steve Chen on the NewRetirement Podcast. On one hand, my wife and I did many things well with our money. We achieved financial independence quickly, allowing me to retire last fall at 41 years old.  On the other hand, we made investing mistakes that …

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April 2018–Best of the Web

It’s time to explore the best articles from around the web to help you save more, invest smarter, and retire sooner. This month we start with articles focused on one of our core principles, keeping your finances simple. We also look at times when you can’t oversimplify. We’ll shine the spotlight on some icons of …

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Exploring the Pros and Cons of Retiring Before Your Spouse

I recently made the decision to retire early. My wife did not. She continues to work the same number of hours at her same job. Our path enables me to be free of a job I was burnt out on, improves family dynamics, and allows us to live with financial abundance. No decision is without …

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Deciding to Retire With High Market Valuations And Low Interest Rates

A combination of high stock valuations and low interest rates creates a challenge for investors contemplating where to deploy their capital. This environment is especially scary for those approaching retirement, worried about retiring at the wrong time. Many contemplate working one more year. Despite recent market volatility, stock valuations sit near all time highs. Higher …

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Leaving a Prestigious High-Paying Career in Your Early 40’s

The following is a guest contribution from blogging friend Physician on FIRE, an anesthesiologist transitioning to early retirement. Physician on FIRE focuses on issues facing high earners looking to retire early. His writing combines technical investing and tax planning insights with an emphasis on living purposefully and giving back. I invited him to share his …

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March 2018–Best of the Web

March is supposed to come in like a lion and go out like a lamb. As the month winds down, neither weather or financial markets are looking docile. Each is a great excuse to grab a hot cup of coffee, get in your most comfortable chair, and explore our selection of the best articles from …

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Using Domestic Geoarbitrage to Retire Sooner

Geoarbitrage is a concept popularized by Tim Ferriss in his book “The 4-Hour Workweek.” Geoarbitrage sounds complex, but the principle is easy to understand and apply. Different geographic areas have different costs of living. Geoarbitrage is simply taking advantage of these differences. This can be a powerful tool during your wealth building years, and it …

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