Staying Fit in Retirement

Use it or lose it. As my wife and I ease into the back half of our 50’s, our house has gradually transformed into a gymnasium. It seems like every spare corner and surface holds exercise or physical therapy equipment now. I’ve been into fitness since college, never letting myself get seriously out of shape. …

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Retirement Health Care: What Are Your Options?

For years, health insurance in the U.S. was a major roadblock to early retirement. If you dared to leave work before age 65, when Medicare starts, you were on your own for retirement health care. In my case, our assets were closing in on financial independence as I reached my mid-40’s. But pre-existing conditions precluded …

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Shopping Obamacare: Comparing Plans / Awaiting a Verdict

Much of my journey to early retirement was carefully planned. I saved a lot, invested carefully, read extensively. But in one area — health care — I was just plain lucky. Health insurance is one of the most critical issues in retirement: To live without it before Medicare starts at age 65 is to court …

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Shopping Obamacare: Good Deal for Retirees?

Open enrollment under the new health care law closed for 2014 at the end of March. There won’t be another opportunity to apply for coverage until late in the year. There is nothing like a deadline to move someone to action. So, even though we are fortunate to have excellent retiree health benefits already, I …

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Blueprint: Retirement Health Care

Special Note (2014): The diagram below has been dated by the implementation of the Affordable Care Act (Obamacare). Until I’m able to update it, please do not consider it an accurate guide to the current state of retirement health care.

A Guide to Retirement Health Care – How Will YOU Get It?

Health care is the single biggest obstacle to retirement for many Americans. My ongoing Reader Survey indicates that health care is also the most common concern for readers of this blog — trumping even running out of money, Social Security, the stock market, inflation, and taxes! Stories of individuals trapped in jobs because of their, …

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