July 2018 Best of the Web

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I hope everyone is getting outside, enjoying the long days, and having a great summer.

Next Monday, we’ll resume publishing new, original, weekly content. First, it’s time for the best articles we’ve found around the internet in the last month to help you save more, invest smarter, and retire sooner.

Let’s jump right in.

Cutting Through the Noise

Investing, retirement planning, and personal finance is generally simple, but it’s not easy because there is so much noise in financial media.

Meb Faber packaged the most important aspects of being a good investor in a novel way with The Investment Pyramid.

Jim, from Route to Retire, similarly packaged the key elements of achieving financial independence quickly with There is a Secret Formula to FI, But It Ain’t No Secret!

Trade Wars and Tariffs

Investment noise currently revolves around potential trade wars and speculation on how they could impact markets. Larry Swedroe provides perspective and insights with The Drums of (Trade) War.

Overestimating Health Care Costs?

Dave Grant asks financial advisers: Are You Overestimating Clients’ Health Care Costs? He cites research suggesting we all may be overestimating health care costs, due to average costs being skewed by extreme cases.

Probability vs. Safety

Mike Piper writes Building a Safe Floor of Retirement Income – In Advance. He provides a good introduction to probability vs. safety first retirement planning, with thoughts on implementing safety first during the accumulation stage.

Passion Income?

JD Roth questions whether we overemphasize passive income and neglect passion income when planning for early retirement with Passive Income vs. Passion Income.

Tax Benefits of Real Estate

The most concise explanation of the tax benefits of early retirement I’ve read is Never Pay Taxes Again by Jeremy at Go Curry Cracker. This month, Chad Carson put a spin on that for real estate investors with Never Pay Taxes Again Using Rental Properties.

The American Dream

While it may be smart to own investment real estate, buying too much house for your primary residence can drain your time and money. Steve Adcock presents fascinating research on where we spend our time and questions Does the American Dream Require a Big American Home?

Finding Your Ideal Retirement Location

A topic at the front of my mind as I’ve made a cross country move this month is moving to a new location in retirement. EJ Smith wrote Your Retirement Life: How Do You Know Where to Live in Retirement?

Traveling/Camping in Style

Driving 2,000 miles (1,997 to be exact), from our old home in Western PA to our new one in the mountains of Utah, has taught me two things about myself. One, I want to spend an extended period of time exploring our vast and beautiful country. Two, I don’t ever again want to drive anywhere as quickly as possible in an effort to beat a moving truck, with an anxious cat, in a Subaru Outback packed full of stuff.

This month Kristen of Bearfoot Theory showed a better way of traveling, exploring, and spending time on the road. She showed off her tricked out wheels and offered great tips for van camping and living with Outside Van Sprinter Conversion Tour.

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Valuable Resources

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  • Our Books

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